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Reply to "am i insane for considering this? 820k mortgage on a 240k income"
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[quote=Anonymous]I am pretty aggressive with my housing costs and this is a lot even for me. We have about the same income, give or take, and a $670k mortgage. We bought 6 years ago, and by the time we bought, our kids were in HS/MS, so no child care costs and my son’s college is as funded. I think our current mortgage is good, but could not imagine $150k more. FWIW, this is our current breakdown: $13k net after 2 401ks at max (we also have a pension worth $100k in future dollars) $3900 mortgage $3600 cc (anything and everything not otherwise listed is charge to the cc) $1200 cash savings (home repair, vacation) $1200 taxable account $1000 IRA $120 car insurance $20 umbrella insurance $55 life insurance $170 electric $90 water and sewer $80 gas $1200 529 $155 phone [/quote]
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