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[quote=Anonymous]My husband and I have his, hers and ours as far as accounts go.  We each contribute to the "our" account which is for all household expenses every month, eg. mortgage, utilities, cell phones, groceries.  The reality is that all of it is our money.  We discuss how we spend large sums of money and we have a shared credit card.  I'm in charge of all the day to day household accounting.  My husband doesn't want to be bothered with paying Pepco.  We make decisions jointly on our money and large purchases. (e.g. we just bought new furniture for our living room)

We each have spending money, but we aren't really guarding it as such.  If we have an added household expense, one or both of us contributes to pay the bill.  I don't discuss other stuff I spend money on, like if I spend 200 on clothing. As long as we have the cash it is fine.  Neither one of us is frivolous with our cash and we don't use the credit card unless we know we have the cash to pay for it.

The three started out as an accounting mechanism because I was in charge of the household stuff and my stuff, but I now keep track of all 3 and tell my husband approximately how much he has in his account.

We share the household stuff but we don't get bent out of shape if some things don't get done.  We have a cleaning service.  Whoever has more time that week gets the laundry done.  Most of the cooking falls to me because I work at home and household repairs fall to him because I can't be trusted with a screwdriver.[/quote]

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