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[quote=Anonymous][quote=Anonymous]
But remember that any pet you get is going to age. And pets tend to get more expensive as they age, and you sometimes have to deal with tricky decisions, like whether to spend thousands on a surgery or let them die. They might wind up needing ongoing medical care. Or they can become difficult personality-wise as they age.

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We never bought pet insurance with our first cat, but we did for these two for this reason. It is a true luxury - it actually makes more sense to just save the premium and by the later years of their lives you've got more money than insurance will likely ever pay out in claims. But it is the emotional component of the tough decisions, taking money out of it is a luxury I can afford now. I could pay for any treatment they need out of pocket, but I wouldn't.

I ended up going with FIGO after extensive investigation. Rates will go up as they age but pretty reasonably for cats. Costco also offers a discount on FIGO, just learned that today.

My last cat needed daily sub-q fluids for 2 years, had extremely difficult to regulate thyroid issue (went to a cat only specialist vet and she said he wad the hardest one to get stabilized he'd ever seen), and had a giant tumor in his lung that we discovered when getting full body x-rays in preparation for doing thyroid treatment at age 11 (which we ended up not doing bc they thought he'd be a goner in 6 months... lived 5 more years). My cat before that had to be put down at 6 months due to a genetic seizure disorder. So I am definitely not naive to the medical possibilities with pets, but I still say - 2 are awesome if your finances allow it!! [/quote]

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