Reply to Risks of paying off the books

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]My neighbor's 19yo DD works as a nanny while she is home from college this summer. It is more like a mother's helper to a SAHM of 4 young kids. She is paid @ $100 a day "cash" to keep them company, take them to the pool and park and put the babies down for naps. She works 7 hours, 4 days a week M - Th.

I don't know for sure, but I would bet that she is not going to pay taxes on it. Her mom told me like it was a good thing that she has a "fun" job and is making so much more than she made previous summers.

My DD works retail at a local shop and makes $11 an hour. She does 6 hour shifts, 5 days a week, and is bring home HALF. I know it's wrong, but I would allow her to do somethinglike this nanny thing (off the books) she could find it. [/quote]

They might not be hitting the minimum threshold for domestic worker (somethng like 30k a year in md) so technically don’t have to but also your daughter is getting ss and unemployment stocked away which may come in handy later.   I really worry about retirement for the lifetime off the books nannies.  There are too many employers willing to screw them over. [/quote]

$30k?!? The limit is actually $2,300 and it’s federal. [/quote]

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