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Reply to "We spend around 18K a month, where does it go?"
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[quote=Anonymous][quote=Anonymous]I have two kids in a lot of activities, plus I sock aside money each month for summer camps, and together that totals $1000/mo, so I think that's reasonable. I do think $500 mo for clothes for kids is way out of line. And food is high. Groceries could easily be 1500 without feeling a pinch. But clearly showing is just too high. [b]Essentially when I look at your budget I just don't see where you ever say no. No we don't need that, or not right now, or let's buy this but wait for a sale or save up for it. You're just mindlessly spending. You can afford it obviously, but maybe try just saying no. Do I WANT this or do I NEED this? How can I get this cheaper? If you want, clearly you don't need to, but if you wanted you could easily save 2K out of your budget without feeling much of a squeeze, I think.[/b] It's easier to throw money at every problem you have, I get that. But, I mean really this is an excessive amount of purchasing. It's kind of gross. Think of the environment, if nothing else, or the example you are setting for your children. You are on a consumer hamster wheel. [/quote] This PP gets it. OP, I think this is exactly what's making you uneasy about your budget - not that you're going in the red or anything, but some part of you recognizes this is excessive spending and you aren't being intentional with your wealth.[/quote]
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