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Reply to "Shocked: Our bare-bones monthly cost of living is 5K after taxes! What's yours? "
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[quote=Anonymous]Our "bare bones" budget: $3K mortgage (PITI) $120 transit/parking/gas $600 food (no eating out, mostly vegetarian meals) $150 electricity/water/gas $100 cell phones $1K health insurance/medical bills $100 sundries/toiletries $100 clothes/shoes for family (pro-rated over course of year) $200 emergency fund --- $2470 Let's round up to $3K for misc expenses, that would still be $6K minimum, and it doesn't include taxes, saving for retirement or college, internet/cable access, flights to visit family, diapers, unexpected home repairs, and paying back student loans. It also assumes that we have a fully paid car which won't need replacing any time soon, a short commute, and cheap parking. It's tough, for sure. [/quote]
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