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[quote=Anonymous]regarding your deductible, if you go through your own insurance, they may waive your deductible if it is not your fault [which you said it wasn't] and your company is able to recover all damages from the other party's insurance. this is what happened to me, and after all was said and done, i received a check for my deductible. one other experience i had... i was rear-ended and there was no damage to my vehicle but lots to the person who hit me, i did call my company to let them know what happened without filing anything formal. i just didn't want the other party blaming me somehow and filing. it's always worth letting them know.[/quote]
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