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Reply to "If you have significant jewelry where do you keep it - safe deposit boxes are not safe apparently "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Why can't she just get a safe deposit box rider on her homeowner's insurance? The insurer would rather have the jewelry in there than at home.[/quote] Can't do that without appraisals for each item and you will be surprised at how expensive those are.[/quote] If the jewelry is valuable, that’s a false economy. Get the appraisals, put the items on your insurance schedule, and then put them in a safe in your house or the safe deposit box if they’re not things you usually wear. [/quote] Agree. I suggested it and I'm under the impression that the insurance for jewelry will be cheaper if they are in a safe deposit box vs. at home or elsewhere. If you don't already have the jewelry insured, isn't it at risk anywhere if "safe" means getting money back for it if it's lost/gone?[/quote]
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