Reply to Blue Cross Blue Shield PPO and home birth?

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[quote=Anonymous][quote=Anonymous]Hi, I'm planning a home birth with Mairi and Erin also.
I'm a graduate student, so fairly tight financial means. I have BCBS State of Maryland PPO.
So, I saw this forum and wondered what the outcome was for those of you who mentioned you were planning on it (I see the posts are a couple of years old).
I'd be interested in knowing what happened.
Thanks.
[/quote]

Like the previous poster, I have BCBS (with is contracted with BirthCare), meaning a home birth would be covered at 100% with BirthCare(in network). I went to a couple of prenatal visits at BirthCare and had some serious issues with their outdated philosophies (including no water births- ha!).

So, I've switched to a different provider and I'm paying out-of-pocket until after the birth at which point I'll be reimbursed at 80% for out-of-network care. After talking with my midwife and insurance company, I'm fairly certain that I'll be reimbursed the proper amount. It does suck having to pay up front, but worth it for a birth that feels right in my heart and a provider I can stand behind fully.[/quote]

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