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Reply to "Inheritance/gift to child and spouse or just child?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Professionals in the field will tell you child only. [/quote] that depends on a lot of factors- child only means 20% of the assets will be counted in a fafsa application. It doesn't matter if you won't get any aid, but if you will, it's a bad idea [/quote] Can you expand on this - this is OP - I am the child, but I am an adult woman in my 40's. Do you mean 20% of the $15k IRS yearly gift limit would count as an asset for my child's FAFSA application? Would less or more count if the $15k were gifted jointly to my spouse and I?[/quote]
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