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Cars and Transportation
Reply to "Any car dealerships in NOVA that don't lie about price?"
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[quote=Anonymous][quote=Anonymous]I bet it's a Kia-wide promoation if you do financing. Simple solution: finance it, then pay it off a week later. The dealership will be pissed (they get a cut of the financing) but it's totally legal. [/quote Of course, this is legal. The problem is it may end up costing a lot more than you realize when you try to pay the loan off early. Even if the dealer tells you there are no prepayment penalties, they can structure the loan so your earliest payments are for the interest, not the principal. https://www.lendingtree.com/auto/refinance/car-loans/pay-off-car-loan-early/#:~:text=Lenders%20can%20opt%20to%20charge,part%20of%20the%20loan%20term.[/quote]
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