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Reply to "2nd interview with CFPB - safe agency?"
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[quote=Anonymous][quote=Anonymous]Why do you have to work 20 more years at a FERS agency? Let’s say you have 15 years at a FERS agency and then 5 or 10 at CFPB and then go back to FERS. How long do you need at the second FERS agency before becoming eligible for the FERS pension/retirement?[/quote] 5 years to retire at 62. 10 years to retire at minimum retirement age (57). You need 20 years to retire *before* MRA. As someone who is mid-40s and potentially looking to move to CFPB, basically I'd choose the pension and plan to stay in until 57, or plan to only more to the FRB or industry. The economists I work with say the optimal scenario would be to just go to CFPB 5 years before retirement. Or find a nice GS-7 job and chill in semi-retirement for 5 years to get the health insurance. https://www.opm.gov/retirement-services/fers-information/eligibility/ [/quote]
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