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[quote=Anonymous][quote=Anonymous]Maxing out every possible retirement vehicle is really not necessary for most people, even people who can easily afford it. [/quote] Can you elaborate on this? Especially for younger folks, I feel like it's one of the most necessary and important things you can do. Social Security is a maybe at best, healthcare and housing costs keep skyrocketing, and I feel like my generation (myself included) see retirement as a time to do more things you enjoy like travel, eating out, etc., not to cut back, which requires more income in retirement than while working. Especially since many millennials and Gen Z both got screwed with their young adult years and missed out/are missing out on several years of income growth and savings. [/quote]
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