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Childcare other than Daycare and Preschool
Reply to "Do you let your nanny drive kids?"
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[quote=Anonymous]What happens if nanny is in an accident? If she tells her car insurance company that she was driving for work, will they still cover it or will the employer have to cover all the costs? What if the nanny gets hurt in a car accident? Is the employer responsible for her medical care? Will workman’s comp cover it? Similarly, if you child gets hurt in the car accident, will your health insurance cover it if the nanny was driving? We tried asking our car insurance company if we could add the nanny to our policy, which we could and then let nanny drive our car, but it was still unclear if claims would be paid if she was driving for us as an employee. Am I just crazy paranoid? These are the reasons I worry about our nanny driving. I trust her and I know they get stir crazy. I sometimes drive them. Maybe I worry too much.[/quote]
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