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Reply to "0% Financing for 84 Months"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]As long as you can afford the monthly payment, paying a 0% loan over 84 months will do great things for your credit. I’d do it.[/quote] How will that help again? I never understand these counter intuitive credit tricks. [/quote] Creditors want to know you’re good at managing credit. That means having a track record of successfully paying installment loans on time. That makes them more confident about extending lines of credit to you. This is why we put everything on credit cards and pay them off in full every month. It’s also why we have always had low interest car loans. We have excellent credit and top of the line credit cards that pay huge dividends (Amex Platinum, Citi Prestige). [/quote]
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