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Reply to "0% Financing for 84 Months"
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[quote=Anonymous]NP: If the price of the car is the same, why wouldn't you do 0% over 7 years? That's free money. I have the cash to pay up front for a new car when this pandemic is over, but I sure as heck won't be when they'll loan me the money for free. That money can be invested for the length of the loan. I drive my cars for 10+ years, so I'm not going to be selling it underwater. We've done it with a few things. We somehow got 0% financing on a new furnace/air conditioner for 10 years. It's almost paid off (next year), and it's made us thousands vs. if we had paid for everything up front. Time value of money. The only issue is that you need to secure the purchase price before discussing financing. If they are raising the cost of the vehicle to account for the low interest rates, then it's likely not worth it. I agree with the pp who said to secure outside financing before going to the dealer, so that they have to beat what you bring to them. [/quote]
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