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[quote=Anonymous][quote=Anonymous]We deferred (or rather, went on forbearance) on my federal loans when I lost my job. We went to a mid-first tier law school. The only reason DH is even employed at all is because he graduated with good grades.

I regret going to law school pretty much every second of every day. I scored well on the LSAT and I had good grades in college, so I always assumed I'd get good grades in law school, become a gainfully employed lawyer, etc. I was NOT cut out for law school at all, and I graduated at the bottom of my class.

Our private loans won't allow us to go on forbearance. Our parents live in a part of the country where 65K jobs are unheard of, so moving closer to them would be even worse for our finances.

The good thing is that DH works for a non-profit, so his loans will be forgiven in 10 years.

We appealed already; the insurance company absolutely refuses to pay.

I don't think selling the car would make things significantly better because our rent would go up (pretty much in the same amount as our car payment) if we lived closer to the Metro.

Gah!!![/quote]

sorry to hear this.  law school is definitely a scam now-a-days.  is there a way to get as much credit card debt or other debt now, and use it to pay off the student loans, even if at high interest rates, then wait 6 or so months and THEN file for bankruptcy?  i.e., a way to get the student loan debt discharged?  the bankruptcy court can claw back a lot of transactions, but I think there is a time limit involved.  I'm sure others have tried this, so its probably impossible, but good luck.

as for your and your husband's job prospects, hang in there.  I think law school is COMPLETELY WORTHLESS for now law jobs, despite what others will try to tell you, but I wouldn't take if off your resume just yet.  Try temping and maybe you will get an in-house position.  A friend of mind was in the bottom his law school class at MD, and now he is in-house practicing sophisticated energy law.  He hated "law" as you do, but you would be surprised how far away from "law" some in-house positions (or even govt positions in specialized fields) are.

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