Reply to Courtesy Calls from Wells Fargo aka Shitheads

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[quote=Anonymous][quote=Anonymous]If money is that tight thatyou need the grace period, then you can't handle the mortgage you have.  Hello, credit crisis.  Let me guess - it is also Wells Fargo's fault for giving you a bigger mortgage than you can afford?[/quote]This is such self-righteous, smug, and completely misplaced crap.  A grace period is a friggin' grace period.  If companies give a grace period, they have to make arrangements that [i]they[/i] manage their money appropriately so [i]they[/i] can handle it. My tenant has a grace period till the 5th of the month.  I have budgeted well enough so that I don't worry about getting his rent until the 5th.  I don't call him on the 3rd and complain that he is "late."

I've owned multiple mortgages and I only once went through a period when Wells Fargo was making those stupid calls telling me y mortgage was overdue.  I complained mightily and they finally stopped doing it. (Good thing - because I most definitely would not have refinanced with them.)  If the mortgage companies want their money on the first, then they should charge a penalty on the 2nd.  Don't tell me that I have a grace period till the 15th and then complain that my payment is late.  BTW I haven't paid by the 1st in probably 20 years and I have a credit score of 804.[/quote]

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