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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Does he need your income for the mortgage? Tell him you refuse to sign the documents, because it is more than you both can spend. If he earns all the money, he doesn't need you to sign.[/quote]

OP here. We can pay for the mortgage on his salary but that's not the point. It's what's about best for us, not him. We don't need a expensive and large house for 4 people. [b]We can get a nice house smaller house and have more money to save for other things[/b]. [/quote]

What do you want to save for?

With your HHI, I don’t understand why you can’t accomplish the financial goals you’ve outlined and easily buy the house.

It sounds like you’re obsessed with saving and being frugal for the sake of it. Your husband wanted to save to buy a house. Honestly, I would be pissed if my spouse tried to force us to live miserly forever because of a never ending need to squirrel away more money. Are ever okay with spending money?

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We save for the sake of having a savings account and an emergency fund. We started saving for a down payment on a house and childcare. I took 4 month off of maternity leave and will be doing the same if we have a second child. The first 6 weeks was paid for and the rest was unpaid. We started saving for college.

I am tight with money because I know what it's like to grow up without money. I grew up middle class but my parents were poor when I was young, and we even experienced homelessness when I was 5/6. My mom remarried and I had a middle class upbringing, but even then couldn't afford that much with a large family. I want to give my children the opportunity to participate in extracurricular activities, buy them a car, pay for their college, etc. I don't want them to put off college like I had to because I couldn't afford it. My husband grew up in an upper middle class family where he was afforded those things. He is more willing to spend money because he never had to go through those experiences I did.

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