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Cars and Transportation
Reply to "Car totaled in accident"
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[quote=Anonymous]There are two approaches. 1) do nothing and accept the insurance's offer, or 2) figure out what the car is worth, and see what the offer is. If the offer is greater than the value, take it. FWIW, in my 40 years of driving, I have totaled two cars. What I learned is the insurance co should offer me the cost it would take to buy a car exactly like mine. So, in 2011, a 2010 Prius with 17K miles. I went on line, looked up the list price, and was ready for battle. My price was 19K, they offered me 20K. I took it, no questions asked.[/quote]
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