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[quote=Anonymous][quote=Anonymous][quote=Anonymous]This is “thinking poor”.  I grew up with parents who married “very” young and always “thought poor”.  My dad was in the trades and always made the bulk of his income during the summer.  Every year my parents blew whatever money was in their pocket because they “needed a treat” or a “break from the stress”.  Then every winter, our utilities would be turned off until they could scrape up the pennies, we would be hungry, have basically no Christmas presents and the bill collectors would be calling.  Think they would learn after a few years?  Nope.  Now I have parents with debts who saved nothing for retirement.

Honestly, I think poor kids would be better off if this behavior was stigmatized a bit.  Adults who behave like this need to learn a lesson about consequences and so do their kids.  I took school very seriously and had lots of motivation to not end up like them (college, birth control and spending within means after paying my student loans).

Yes, kids want to belong, but making that happen can be a strong motivator to get a job and try in school.  Instead we are teaching people how to game government, nonprofits and people on Gofundme to get what they want instead of fixing the things in their life that need to be fixed for the long-term.
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Thank you for this phrase "thinking poor." You just helped me understand a friend of mine who makes the most ridiculous financial choices with the same kinds of explanations.[/quote]
https://review.chicagobooth.edu/behavioral-science/2018/article/how-poverty-changes-your-mind-set[/quote]

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