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[quote=Anonymous][quote=Anonymous]I was involved in an accident like this. It was the fault of the person at the end who caused the rear ending of everyone - I (and people ahead of me) were stopped. He wasn't paying attention to slow down/stop in time, which pushed me into the car in front, and they hit someone else. It's momentum. The guy beyond me was responsible for it all.[/quote]

NP here who was involved in an accident like this once.  I was car three in the four car pile up caused by car four hitting me very hard from behind.  We were on an interstate (in the west), and the first three cars (including me) weren't quite stationary, but were rolling very slowly forward in bumper to bumper to traffic.  The driver of the fourth car didn't notice the traffic jam (he had just rounded a slight curve in the road, and was on his cell phone) and hit me while traveling at significant speed.  He hit me hard enough for my car to hit the car in front of me and spin out of my lane and also hit a car in another lane.  My airbags deployed, my front and back windshields shattered, and my car was totaled.  I wasn't hurt, but it was terrifying to be hit so unexpectedly, and be spinning and hitting other cars while I couldn't see what was happening (all I could see was the airbag).  The driver who hit me got a ticket for reckless driving.  His insurance covered the damage to my car.  I assume that his insurance also covered the damage to the two cars I hit, because I know that my insurance didn't.

I was driving my husband's car at the time, and whenever he jokes about me totaling his car, I always point out that neither the police nor the insurance company deemed me to be at fault in this situation![/quote]

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