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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Better than a long term care plan I think, is to make a solid plan while you are still healthy and able, for both spouses (if married) to be able to age in place successfully for a long time.  This means:

- live in an accessible house (one story best); if you don't already, move
- live in a neighborhood with good transportation options even for the handicapped and easy shopping and delivery, access to health care
- live in a neighborhood with strong community support for the aging/handicapped
- if you renovate your house make things more handicapped accessible
- live in a state where there's a way to use Medicaid to pay for in-home care to keep you out of a nursing home
https://www.payingforseniorcare.com/medicaid-waivers/home-care.html
[/quote]

This!

[b]Not a chance in HELL either of us will go to a home, unless it is memory care[/b]. And if that's the case, were going to make swift business of it and make a detour to Oregon unless more states decide to go the humane route.[/quote]

How old are you?
My grandparents and then my parents both had this attitude until they were about 75 or so.  The will to stay alive, even under circumstances that seemed intolerable to you when you were younger, can be strong for many people. [/quote]

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