Reply to Switching to Kaiser insurance, need feedback

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[quote=Anonymous][quote=Anonymous]We are thinking of switching from Cigna to Kaiser. This is offered through my job. 
Any feedback from people with Kaiser insurance? would you recommend?
We live in DC but closer to silver spring? can we go to any Kaiser location?
How does it work in case of emergency? can u go to any hospital?[/quote]

I have worked in different healthcare areas for years, from private practice to hospitals.  I have never personally had Kaiser, but unless you live in an area with lots of Kaiser providers it can be a pain.  If you need to see someone outside the Kaiser network it can be a pain.  I had a patient that could only get one visit authorized on a referral.  Every appointment needed a referral, even though the patient was a regular patient on infusion therapy.  They wanted records every single time a referral was requested.  It is too many hoops to jump through.  California is a good example where Kaiser is probably very beneficial.  This area has Kaiser but its not the biggest provider and I would hate to be stuck in a referral nightmare because I had to be outsourced for care because  Kaiser couldn't provide it at one of their locations.  [/quote]

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