Reply to s/o living on $25k or $36k a year

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[quote=Anonymous]The simpler your life is the easier $ is. Not a difficult concept.

If your life looks like this you are in great shape to earn less and still save:
- you own an inexpensive home
- you have a very short commute for which you own your car or rely on public transit that you can forecast expenses for
- you are healthy
- you have no childcare expenses or your family is your childcare
- you generally have no debt such as student loans or credit cards or car payments
- you are smart with cooking and perhaps enjoy it (eat less meat, have a variety of stores to choose smartly from, etc...)
- you don't desire luxury goods or exotic travel or technology
- you are generally handy/resourceful or have bartering skills to get this stuff for free
- you have the time to do your own cleaning, cooking, childcare, etc...

If you live in a high COL area,  don't yet own a home in this climate, have children without free childcare, have student loans or credit card or car debt, have medical expenses beyond a small co-insurance payment, or desire more materiality or experiences, this ain't gonna be a functional plan. Any of the above would kill it, and that applies to most people. [/quote]

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