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[quote=Anonymous]MIL had a traditional plan. She paid about $30,000 over the years, and got just about that much back in the last year of her life (through about 2 weeks of nursing care and a number of months of home health care.) She paid about 250 a month for two different policies. If she had stashed away what she paid over the years, she would have done better financially. However, she was bad at saving, she spent money when she had it. If she had tried to sock it away, she would have spent it and would have had nothing to pay for her end of life care (she was running out of money at the time). So for her, it was a good choice. [/quote]
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