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Reply to "S/o don't financial aid offices penalize families who are capable of saving but who choose not to?"
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[quote=Anonymous]It depends. The primary driver of how much aid you get is your income. So, if you have high income and it’s all W-2, it’s practically impossible to game the system. If you are self employed/own a business, there is some wiggle room on your end, but there is also some wiggle room on the colleges’ end too, e.g. they can review your income tax filings and decide to add some of the deductions back to your income. The reason you see people who live in expensive houses getting aid is because you have no idea what’s behind that house. For all you know, there might be very little equity or they might not even own the house - the grandparents purchased it for them. Or, these people might be cheating on their taxes as well, in which case they are setting themselves up for bigger problems.[/quote]
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