Reply to Did you folks not do ANY saving?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I guess I'm just surprised at the level of magical thinking that seems to have been going on, when for years the information about the costs of college has been readily available and widely discussed across multiple media platforms.[/quote]

Well, op. I’m the pp who made the list above. And even saving what I am, I will not have enough to cover a day of  grad school. So, I will research the heck out of merit and aid for undergrad with the hopes of having something for their masters if that’s what they are talking about exploring. [/quote]

DP.  You don’t need to save for your kid’s grad school.  While college is basically a necessity now, grad school is not, and any program worth doing will pay for itself, either through increased earnings to pay off debt, eligibility for loan forgiveness programs, or grants/stipends from the university for grad students.  If none of those are the case for your grad program of choice, you should be seriously reconsidering the program.[/quote]

+1  I have no plans to pay for my kids' grad school.  We saved to pay for in-state public university for undergrad.  If they have any leftover they are welcome to use it for grad school.  My parents did the same, although I don't think they did any long term savings for college, my SAHM mom just went back to work as a secretary when my sister and I were in high school and her salary went to college (in-state public).  Similarly, we live on one of our salaries and the other goes 100% to retirement and college savings.[/quote]

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