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Eldercare
Reply to "Long Term Care Questions"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]People who self insure don’t set aside money specifically for that purpose. It just means that you will pass that much less money on.[/quote] Perhaps they just prefer not to think the issue through, which I can understand as it is rather depressing. Quite different from home insurance or car insurance because there is no "recovery" for the insured. But unless one has significant wealth --I'll define this as assets (not including RE) as $6,000,000 or more-- it seems like it would be wise to compare the maximum benefits pool versus how much you would need to set aside to self fund without it impacting your retirement lifestyle. [/quote] By the time you need long term care you don’t have a “lifestyle”.[/quote]
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