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Eldercare
Reply to "Looking for a buy-in elder care facility "
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[quote=Anonymous]This is OP again, I really appreciate the responses... for people who do have parents at a buy-in/continuing care facility, does the buy-in get spent down and/or does the monthly fee increase as the needs increase? So say my mom goes in independently, and in 5 years she needs some assistance with bathing, walking to meals, or taking medicine, does the monthly fee go up from $3,000 a month to $5,000 a month? Or will it increase to 7,000 a month if she ever needs to be moved to nursing care? Or do they deduct from the buy-in for the extra amounts and then seek more assets if the buy-in is depleted? I am just worried about escalating fees that she will not be able to afford and the websites don't have a lot of financial information. I know I need a day to start calling and investigating but any information now would be helpful as I start the process.[/quote]
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