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Reply to "Pull back on 401k contributions or take student loans"
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[quote=Anonymous][quote=Anonymous]Student loans for graduate programs are 6-7%. Cut back on retirement temporarily.[/quote] I believe the current interest rate is 6.5% for a direct federal student loan for graduate education. Personally, I’d save up and pay cash. Which means forgoing the 401K Max. OP, you should also consider funding a 529 for yourself. Pay that tuition with some tax free gains. You’ll also get a tax break with the lifelong learning credit. [/quote]
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