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Cars and Transportation
Reply to "Note left on my windshield about hit and run — now what?"
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[quote=Anonymous][quote=Anonymous]Call the person and thank them and let them know you’ll be calling the police and insurance and they will probably be getting a call for their statement. Then call the police, then your insurance. I’ve left notes before and had the police follow up. [/quote] This. As for what order: 1. Call the witness and do the above. 2. Call the police to file a report for a hit-and-run, mention the witness and their phone number. Get a case number. 3. Call insurance and let them know that there is a case number for a hit-and-run on your car. 4. Work with the insurance company to get an estimate. Cars nowadays are much more delicate than they used to be. Simple bumps/dings can often be costly. Cars are designed now with crumple zones to protect passengers and some of the materials that are designed to crush do not work as efficiently after even simple bumps/dings. The classic example is that bumpers nowadays are designed to crumple and the materials used in the bumpers sometimes lose structural integrity and become weaker and less able to absorb impact after a simple fender bender. I was involved in a fender bender that left scratches and a minor ding in my bumper and the repair shop told me that I needed the bumper shock materials replaced as they were no longer as effective as rated due to the impact. This is in addition to all the electronics on the car. Cars now have tire pressure sensors in all the tires and other sensors that are easily damaged under impact. It's best to have an auto shop evaluate all the car systems to ensure that none of the delicate or safety systems in a car are damaged after even a minor fender bender or hit. If the damage is light, you can opt to waive any remediation. In any event, when you are not at fault (especially in the case of a hit-and-run where you were not present), insurance companies are not allowed to change your rates. [/quote]
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