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[quote=Anonymous]Don't forget the costco citi card also gives 3% cash back for restaurants in addition to the 4% for gas and 2% at costco.

For me, it's the following:
- Amex platinum - best worldwide access to lounges, $200/year uber credit, $200/year airline credit, global entry fee refunded, saks $100 credit/year, great points earning on hotels and flights booked directly with the airline/on AMEX travel portal, a few other benefits like Hilton/Marriott status upgrades (cost $550/year) - best alternative to this card is the chase sapphire reserve, which overall is probably a better card (MUCH better for points earning and easier-to-use benefits, plus $100 cheaper), but I like Amex for their customer service and value the more comprehensive lounge access. 
- Costco Citi card - all gas/restaurant/costco purchases (free, need costco membership)
- Amazon card for 5% cash back on Amazon and Whole Foods purchases - also "free," but need Prime membership. 
- Considering getting the Citi 2% cash back for all other purchases.[/quote]

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