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[quote=Anonymous][quote=Anonymous]This is OP. Thank you for the responses. I am keeping my emotions out of this thread.

I think he does have a problem. He is stressed at work, so he buys things. He wants everything to be the best quality, but really he cannot afford it as all his money should be going to min. family expenses and to service his debt.

No matter what happens (I will consult a divorce atty), I want complete transparency going forward:

ability to monitor his debts with agencies directly
in addition to cutting up his credit cards, what is the best way to ensure they cannot be reissued - have access to all of his accounts, have him call and "cancel" them, so he can only pay them down?
no cash withdrawals - is there a way to ensure that?
talk to his friends and relatives to ensure they cannot help him get a card by adding him as an authorized user to their cards, so that he cannot borrow cash?
support group for him - is there something like "recovering credit card debtors anon" (and a group for me?)

What else? Certainly, the above requires his cooperation. If he is not willing to do that, I see no way forward.

[/quote]
He can freeze his credit so that no new accounts can be opened...the downside is that he can also unfreeze it.  Depending on the credit cards he has you can monitor on their website.  I have a chase account and our car (in my husband's name only) is also with chase. They offer a credit monitoring service and I can log on an view every one of his balances, updated monthly.  [/quote]

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