Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Downsize to townhouse?"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous]OP here, and I am genuinely confused. I posted on a shutdown thread last week, and not only was I castigated for not having 6 months in emergency savings (I agree), I was scolded for not living in a townhouse or condo and told we needed to find a cheaper place to live. So how do we build an emergency fund if we have already cut expenses and our incomes are not rising (assuming no pay increase after this shutdown mess is over)?? [/quote] Don't take advice on DCUM :wink: If you were buying for the first time, or if you had to sell, then buying something cheaper might make sense. However, where you are now, the transaction costs, commuting costs, and interest rate likely would eat any savings. You will eventually get a pay increase. You will have other opportunities to economize. You will get backpay, and can file for unemployment. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
