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Money and Finances
Reply to "Early thirtysomethings how much is in your checking account?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Why are people keeping an emergency fund in checking? Smh[/quote] Why not?[/quote] Because your checking account interfaces with all kinds of parties on a daily basis, and it has a greater chance of being compromised and cleaned out. I'd prefer the bulk of my money sitting somewhere else so if something happens to the checking, I can draw money from other accounts to pay bills while the issue is being resolved.[/quote] This. When we were in our 20s, my DHs account was compromised and ALL of his money gone. Including money in a linked savings account (to cover overages.) It was months until the bank investigated and and he got that money back. After that, we keep about $1500 in checking and everything else in a non-linked savings account. [/quote]
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