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Reply to "How long could YOU go without a paycheck? "
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[quote=Anonymous]We both work and I make about 60% of our income. When my kids were young and in daycare, we had 6 months savings. As a contractor, I was out of work between contracts for about 6 months at one point. Being at home, I did the shopping and adjusted our purchasing, plus coupon'ed and shopped sales and cooked. We went out to eat once or twice during that time (as opposed to 1-2 times a week when working). At the end of 6 months, when I resumed working, we had half of our emergency fund left. Now the kids are in school, so our childcare is lower, but we have a higher mortgage. So, I'd say we could probably go about 9 months or so on one paycheck. Probably about 4 with no paychecks. My spouse is a fed, but excepted, so has to work. I am a federal contractor and my contract is covered until January 31. So we have one paycheck coming in right now, but that will end January 31.[/quote]
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