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Eldercare
Reply to "Panicked about finances now that I see how expensive eldercare is"
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[quote=Anonymous] Plan and protect yourself and your family. Appoint someone your medical durable power of attorney and give them financial POA as well if are comfortable with that. Talk to them and write a letter for them to keep saying that you do not want any invasive care but rather comfort measures only if you are not able to live independently or are mentally not able to safely care for self. That person has the legal right to decline care to avoid drawn out disability. You or they can execute a do not resuscitate order (DNR) and if you’re in a nursing facility you’ll be given a special bracelet to wear so CPR/EMS will not be instituted in the event of a cardiac arrest. Buy long term care insurance in your 50’s - yes, it is very expensive but it protects your partner and your family. Yes, you don’t know you’ll ever use it - that’s the nature of insurance - it’s a risk on each side you will or won’t need it. [/quote]
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