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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Camps for 3 kids while wipe our any "savings" . Trust me. I am also a mom of 3 who's has done MANY spreadsheets on various childcare scenarios.  Also the mental anxiety of rushing about during snow days and sick days is AWFUL.  Just swing it.  Cut preschool if you have to and just do library groups with the 3 year old. [/quote]

Even the most expensive camps at $500/week for 12 weeks if the OP doesn't go on vacation at all would be $18k for 3 kids, still much cheaper than the cost of the nanny.  OP could also get a summer nanny/babysitter or a mix of both camp and babysitter plus vacation.

Many aftercare programs are open on snow days so it would just be the sick days.[/quote]

But that doesn't include either aftercare or daycare.

For preschool and aftercare I looked for the prices for a Catholic students at my local Catholic school, because in my experience they are some of the cheapest quality programs.  For the summer, I picked the Y for similar reasons.

Here's what I came up with.

Full Day PreK tuition -- $10,000

Aftercare -- $70/week * 3 kid * 50 weeks -- 10,500 (This assumes that you're going to be able to flex the schedule and won't need before care as well)

Camp (basic level at the Y) $210*3 kids * 10 week -- $6,300

So, that's a savings of $8,200, which seems like a reasonable amount to sacrifice for.

But if your kids are at a higher cost school, after care will cost more too.  St. Patrick's in DC is about $90 a week, so that's another $3,000

Moving your 2 older kids from basic camp to something like tennis camp or swimming camp at the Y would be another $75 a week, $1,500

Choosing a different daycare for the youngest will push the cost up.  The nearest childcare to me is $440 a week, or $22,800, which even with the lowest Catholic/Y rates eats up almost all of the savings.

And that's before snow day care, or problem solving what to do if you have an early meeting, or someone getting sick.  [/quote]

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