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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Camps for 3 kids while wipe our any "savings" . Trust me. I am also a mom of 3 who's has done MANY spreadsheets on various childcare scenarios.  Also the mental anxiety of rushing about during snow days and sick days is AWFUL.  Just swing it.  Cut preschool if you have to and just do library groups with the 3 year old. [/quote]

Even the most expensive camps at $500/week for 12 weeks if the OP doesn't go on vacation at all would be $18k for 3 kids, still much cheaper than the cost of the nanny.  OP could also get a summer nanny/babysitter or a mix of both camp and babysitter plus vacation.

Many aftercare programs are open on snow days so it would just be the sick days.[/quote]

But does $500 a week get you after-care as well?  We do 3 kids in summer camp all summer and spend about $13K, but that's before after-care (we have a part-time nanny all year long).  The after-care at camps we've used is really expensive.  It's REALLY hard to find a good part-time nanny (or any good nanny).

OP, to answer your question, it depends a lot on what your older kids' day looks like.  Does your private school have after-care -- does it last late enough for you to make the pickup time from work?  Do kids at your school do a lot of play dates?  Do they do things like soccer teams at the school, or is that something you'd need transportation for?  (This seems to vary a lot by private school culture).  With three kids, even if they just do one rec sport, that means you have a practice or game almost every day of the week.  If they do two rec sports, or one of the more competitive rec leagues, you'll have more.  We had always planned to stop having a nanny when our youngest went to school.  But 8 years later, we still have one and I don't know how we'd do it without her.[/quote]

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