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Infertility Support and Discussion
Reply to "DC Government insurance coverage options for IVF"
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[quote=Anonymous]I’m a DC government employee and used IVF for both kids. I used United Healthcare until I exhausted my limits and then switched to Aetna PPO. United Healthcare was great! I hit the OOP max after the first cycle in March so I had no copays the rest of the year, including for my delivery and hospital stay. At the time (not sure if this has changed) Aetna’s coverage wasn’t as generous. It covered 50% of charges So we decided to get secondary insurance from my spouse’s employer that covered the gaps (fwiw, the secondary insurance had NO fertility coverage but it covered the diagnostic and lab tests under the regular coverage at 100%.) That was a little more complicated with billing but it worked fine. [/quote]
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