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Reply to "Tell me how you use your HSA?"
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[quote=Anonymous][quote=Anonymous]what are the benefits of having one? can you take money out at any time for any reason?[/quote] Once you hit 65, you can treat the HSA like an IRA. Before you are 65, you have to pay tax penalties for non-medical withdrawals (unless you're the PP above!!) From what I've read, people use HSAs one of two ways: -- Manage cash flow during the year when dealing with big medical bills and a high deductible health plan. -- As a retirement plan. [/quote]
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