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[quote=Anonymous]OP here - Thank you to those who responded and helped to provide a few data points for the discussion.  I just finished typing up my notes and will transfer them to my slide templates this evening before the session.  For those who asked about the broker and the MD infertility Mandate:

I didn't end up speaking to a broker today because I was busy at work.  I think they must be easy to reach as at least 4 called me today.  I did speak with Kaiser directly however and while I wasn't able to get someone well versed on the infertility benefits and how much things would cost, they did assure me that you would not pay more than your oop maximum in any calendar year and that includes medication coverage.  Both Kaiser and BCBS cover up to 3 IVFs per live birth up to a maximum of $100,000 per the MD infertility mandate.  I saw a few plans on the Kaiser site (Kaiser platinum for example) where for monthly individual premiums of $470 or so, the max oop was about $6-$7K for the year.  The particular plan I looked at had no deductibles and so I am not quite certain how one's copays would work for the various IVF procedures/charges but at least its a start.  Of note, MD open season runs from November 1st to December 15th so I wanted to get this topic in during that time.

West Virginia is also an Infertility mandated state near us.  I just didn't have any time to research their plans.

The last thing I stumbled on was a website that had some additional info on the infertility mandate and also provided info. on some private companies (like UPS and starbucks) which offer good infertility coverage.  Here's the link to that site:  https://yourfertilityfriend.com/state-laws-related-to-insurance-coverage-for-infertility-treatment/

Again - this is just a quick and dirty summary.  
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