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Reply to "What to do first? Debt vs Savings/Retirement"
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[quote=Anonymous][quote=Anonymous]Don't eat out. Don't go skiing/spa/nails/airplane vacations/new clothes/car washes for the next 3 months. Trust me, you'll survive. Expenses must be identified and crushed.[/quote] This, exactly. This is serious and dire, OP. If this were my situation I wouldn’t be able to sleep at night. If your interest rates are that high one or both of you must have seriously poor credit. You need to take this extremely seriously. Pay off the CC right now and put the rest of the bonus into an emergency fund. Then tackle the cars and retirement savings. Get this monkey offf your back literally any way you can. [/quote]
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