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Relationship Discussion (non-explicit)
Reply to "should i be offended DH has not added me as a beneficiary to his bank accounts? (married w/ kid)"
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[quote=Anonymous][quote=Anonymous]The "right" way to do it is to have the beneficiary refer to his will (which sounds like he doesn't have). DW isn't beneficiary on my accounts either, it's "Will dated XXX" instead. Then on there, she's beneficiary and if we both die together, it goes to our kids or a trust depending on their age. Simple solution is to meet with an estate planner or financial adviser, then it's third-party advice. Also, you can get a life insurance policy on your husband if you like -- he doesn't have to do it.[/quote] I think bank accounts should be joint with right of survivorship, to avoid locking that money up in probate.[/quote]
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