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[quote=Anonymous][quote=Anonymous]Curious how folks would approach this one...

Scenario: happily married but practical couple. We have a prenup and though we never want to use it, want to be fair if anything actually does happen (at least while we love school other!). Retirement accounts are clearly specified as individual property in event of divorce.

Husband took time off to be stay at home dad but just went back to work. Makes $90k a year. Wife makes $160k per year.

Husband is behind in retirement savings (35, about 60k in retirement). Wife (33) has about $200k in retirement

Wife’s job puts 10% salary into 403b automatically. Husbands firm has no 401k plan.

So here’s the issue— salaries too high for IRA deduction. Wife still gets deduction for additional 403b contributions.

Figure budget can support (with childcare right now) putting in an additional $20k (across both husband and wife) into retirement. What would you do and why?[/quote]

If you flipped the words husband and wife in this post the thread would be 30 pages and people would be losing their minds.  
[/quote]

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