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Reply to "Benefits of putting all expenses on credit card"
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[quote=Anonymous]Yup, we put everything on our cards. SO and I haven't used our debit cards for years. My debit card only has 1 auto charge on it (stupid FIOS won't give me an autopay discount otherwise). To me it's important as an additional layer between my money and other people. Having had to dispute charges a few times, it's always been a breeze to dispute a charge on a credit card compared to debit card. The cashback is just a nice additional perk. If you have stable finances with a good saving, then it's a good idea to use these cards. The key to using credit cards correctly is to NEVER think of your limit as your money. Only make a purchase if you know there's money in the bank to back that purchase.[/quote]
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