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Reply to "Benefits of putting all expenses on credit card"
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[quote=Anonymous]We use a credit card for basically everything except our mortgage, our daycare payment, and our maid service (they won't take it, otherwise we would). Reasons why include: - Cash back = Free money. 2% cash back is free money. I don't know why you wouldn't want a 2% discount on everything you spend, from groceries to gas to restaurants to comcast. Free money is nice. - Simplification. It is easier to budget and control spending when you can see exactly where your money goes. My dad carries around cash and spends it without really knowing. It's a luxury and he can afford it, but it's so much easier to get a handle on where your finances are going when it all goes through the card - Security. Dispute charges; good luck doing that with cash. Lose your wallet or pickpocket? Again, good luck getting that back. PS, yes of course you pay off the balance in full every month. If you can't, you are spending beyond your means. [/quote]
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