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Reply to "Why not pay down the mortgage?"
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[quote=Anonymous][i]We are risk-averse[/i] That's the critical factor. Much of the advice against paying off your mortgage points out that the average return on stocks is much higher than the mortgage rate. True, but so's the risk. If you want a more conservative investment and have a comfortable emergency fund, then paying off your mortgage is a great idea [i]for you[/i].[/quote]
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