Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Why don't people have credit cards? "
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]OP, you've obviously never been off that pedestal of privilege and seen how millions of people in the US live. First, many lower income folks do not qualify for credit cards, whether for low income, poor credit, or too much existing debt. There are many who have cards that are maxed out. There are many who don't want to get into the cycle of exponential debt that comes when you use credit that you cannot afford to pay off and the interest compounds on itself so that you charge an amount and end up owing more than double that amount. People who live paycheck to paycheck may fall into more than one of these categories.[/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
